← All calculators
HRA
HRA Calculator
House rent allowance exemption calculator
🧾HRA Calculator
House Rent Allowance exemption calculator for old tax regime. Living with parents? You can pay actual rent to them.
50% of Basic+DA
₹1,20,000
HRA Exempt (Annual)
Taxable HRA: ₹1,20,000
⚠️ Landlord PAN Required
Annual rent exceeds ₹1,00,000. You need landlord's PAN for tax filing.
💡 Rent ≤ 10% of Basic ⇒ exemption shrinks. Living with parents? You can pay actual rent to them—need receipt + their PAN.
Frequently Asked Questions
How is HRA exemption calculated?
HRA exemption is the minimum of: (1) Actual HRA received, (2) 50% of salary for metro / 40% for non-metro, (3) Rent paid minus 10% of salary.
Can I claim HRA if I own a house?
Yes, if you live in a rented house in a different city from where you own property, you can claim HRA and home loan benefits simultaneously.