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PPF Calculator

Calculate your Public Provident Fund maturity value with yearly contributions, interest compounding, and partial withdrawal scenarios over 15 years.

📖PPF Calculator
Public Provident Fund with the 5th-of-month rule. Deposits after 5th earn from next month.

Max: ₹1,50,000 per year (80C limit)

💡 Set auto-debit on the 2nd to maximize interest

Govt sets quarterly; currently ~7.1%

₹39,44,599
Principal: ₹22,50,000
Interest: ₹16,94,599.222
EEE (Tax-Free)

💡 PPF hates late deposits—do it by the 5th. Deposits after 5th earn interest from next month only.

Frequently Asked Questions

How is PPF interest calculated yearly?

PPF interest is calculated on the minimum balance between the 5th and last day of each month, compounded annually at the rate declared by the government.

When are partial withdrawals allowed from PPF?

Partial withdrawals are allowed from the 7th financial year onwards, up to 50% of the balance at the end of the 4th year or the year immediately preceding the withdrawal year, whichever is lower.