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PPF
PPF Calculator
Public Provident Fund · government-backed, tax-free
📖PPF Calculator
Public Provident Fund with the 5th-of-month rule. Deposits after 5th earn from next month.
Max: ₹1,50,000 per year (80C limit)
💡 Set auto-debit on the 2nd to maximize interest
Govt sets quarterly; currently ~7.1%
₹39,44,599
Principal: ₹22,50,000
Interest: ₹16,94,599.222
EEE (Tax-Free)
💡 PPF hates late deposits—do it by the 5th. Deposits after 5th earn interest from next month only.
Frequently Asked Questions
What is the current PPF interest rate?
The current PPF rate is 7.1% p.a., compounded yearly. It is revised quarterly by the Government of India.
Can I withdraw from PPF before maturity?
Partial withdrawals are allowed from the 7th year onwards. You can withdraw up to 50% of the balance at the end of the 4th year or the previous year, whichever is lower.