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Retirement Calculator

Plan your retirement corpus with inflation adjustments and systematic withdrawal planning. Get insights on shortfall analysis and investment strategies.

Retirement Planning Calculator
Plan your retirement corpus, pension, and FIRE goals
₹8,61,52,368
Retirement Corpus Needed
₹24,406.366
Monthly SIP Required
₹2,87,174.559
Monthly Pension
80.7 years
Pension Duration
Replacement Ratio50.0%

Good

Savings Rate40.0%

Retirement Planning Insights

  • • You need to invest ₹24,406.366 monthly for 30 years
  • • Your corpus will grow to ₹27,82,16,578.15 by retirement
  • • Starting 5 years earlier reduces SIP by ₹7,321.91
  • • Increasing SIP by 10% annually can advance retirement by 2-3 years
  • • Consider EPF, PPF, and NPS for tax benefits
Frequently Asked Questions

How much corpus do I need for retirement?

Retirement corpus depends on current expenses, inflation rate, expected returns, and retirement duration. Generally, 25-30 times your annual expenses is a good starting point.

How does inflation affect retirement planning?

Inflation erodes purchasing power over time. What costs ₹100 today will cost ₹268 in 20 years at 5% inflation. Retirement planning must account for inflation-adjusted expenses.