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Ret
Retirement Calculator
Corpus planning with inflation-adjusted expenses
Retirement Planning Calculator
Plan your retirement corpus, pension, and FIRE goals
₹8,61,52,368
Retirement Corpus Needed
₹24,406.366
Monthly SIP Required
₹2,87,174.559
Monthly Pension
80.7 years
Pension Duration
Replacement Ratio50.0%
Good
Savings Rate40.0%
Retirement Planning Insights
- • You need to invest ₹24,406.366 monthly for 30 years
- • Your corpus will grow to ₹27,82,16,578.15 by retirement
- • Starting 5 years earlier reduces SIP by ₹7,321.91
- • Increasing SIP by 10% annually can advance retirement by 2-3 years
- • Consider EPF, PPF, and NPS for tax benefits
Frequently Asked Questions
How much corpus do I need for retirement?
A common rule: your annual expenses × 25-30. For ₹1L/month expenses, you need ₹3-3.6 Cr corpus at retirement, assuming 4% safe withdrawal rate.
Should I include NPS in retirement planning?
Yes. NPS offers additional ₹50,000 tax deduction under 80CCD(1B) and typically delivers 9-10% returns over long periods.