What is the maximum age to open SSY account?

SSY account can be opened for a girl child from birth until she attains the age of 10 years. The account matures when the girl reaches 21 years of age.

SSY Calculator

Plan your daughter's future with Sukanya Samriddhi Yojana. Calculate maturity value, deposit schedule, and tax benefits for girl child savings.

💝SSY Calculator

Sukanya Samriddhi Yojana - Girl's savings scheme. Deposits for 15 years, interest till 21 years.

Annual Deposit (₹)

Min: ₹250, Max: ₹1,50,000 per year

Girl's Current Age

Account can be opened till age 10

Current Rate (% p.a.)

Govt sets quarterly; currently ~8.2%

₹32,28,680

Total Deposit: ₹15,00,000

Interest: ₹17,28,680.301

EEE + 80C Benefit

📅 Timeline

Deposits: 15 years (till age 20)

Maturity: Age 21

💡 No deposits after year 15. The money still grows till maturity at age 21.

Frequently Asked Questions

Who is eligible for SSY scheme?

SSY is available for girl children below 10 years of age. Parents or legal guardians can open the account on behalf of the girl child.

What is the minimum and maximum deposit in SSY?

Minimum annual deposit is ₹250, maximum is ₹1.5 lakh. You can deposit in multiples of ₹50 throughout the financial year.